Quote: What is wealthtech? Wealthtech stands for wealth and technology and is one of the subsections of fintech. Just as fintech combines finance with technology to change the way we organize, spend, and receive our money both as individuals and as companies, wealthtech unites wealth and technology with the goal of providing digital solutions to enhance personal (and professional) wealth management and investing.

引：什麼是財富科技？財富科技這個詞，由財富和科技組成，屬於金融科技的分支。正如金融科技結合了金融與科技，改變機構與個人在組織、花費、接受資金等方面的行為一樣，財富科技整合了財富與技術，旨在為個人和從業機構（從業者）的財富管理和投資，提供數字化解決方案。

我簡單一句話講：財富科技研究如何使用技術，幫助財富管理機構、從業者和客戶，提升其提供/獲取財富管理服務（產品）的品質與效率，創造更最佳化、更合理的服務結果。

那財富科技這個跑道可以做多大呢？借用一張圖來管中窺豹——這僅是海外圍繞理財顧問技術解決方案（FA Tech Solution）的典型公司及其領域的展示，有31個子領域。近幾年，海外創業公司層出不窮，融資也相對活躍。當然，這些case不是都適用於中國，但很多子領域都可以看到其在中國業務場景中的巨大前景，且，已經正在發生。

Risk Tolerance

B2B Robos

Outsourced Cloud Hosting

Cybersecurity

Behavior Assessments

Fee Payments

Advisory Fee Billing

Specialized Planning

BI Metrics

Client Survey

Rebalancing Software

Financial Planning

Investment Data/Analytics

Portfolio Management

All-In-One

Plan Monitoring

Social Media Archiving

Advice Support

Account Aggregation

Client Portal

Client File Sharing

Schedule Apps

Forms Management

Digital Marketing

Stress Testing

Advisor Lead GEN

Client Note Taking

Compliance

Doc Management

E-Signature

Mind Mapping